Credit Reporting
Your credit is one of your most valuable assets. Your Credit Score is used to set the rates you get for mortgages, car loans, credit cards, even insurance.
Now more than ever before, you must know what is on your credit report and how to get errors corrected!
The Colorado consumer credit attorneys at The Gaschler Law Firm can teach you the best way to get your credit report (it's not via the internet!), how to read the report and recognize errors, and what steps you can take to get the errors fixed!
The Fair Credit Reporting Act (FCRA) controls how credit reporting agencies
(CRAs are also called credit bureaus) and creditors can report information about your use and management of credit. Creditors and CRAs are required to report accurate information, positive or negative. Unfortunately, most people have at least some errors on their reports, which are costing them dearly!
Even minor errors can result in higher interest rates which takes money away from your family and may even lead to financial disaster. Protecting your credit requires diligence and good information.